I applied to University of Phoenix and was told I would not have to have a student loan in order to enroll, but I got a bill for a loan. They told me I was going to receive a master’s degree, but then I found out it is only going to be a bachelor’s. They said that the credits I brought with me would count for a year and a half of my school time, but my graduation date is set for 2012 (two more years) and I have already been taking classes with them for a year and a half. This stuff doesn’t add up, and they’re making me have to travel all over the place even though I can hardly afford the gas to do so!